Financial Aid

Guiding Principles

The mission of Central MN Christian School is to provide a Christ-centered, quality education to equip students for a life of service. We want to Bridge the Gap for families who want to invest in Christian education for their children.

FACTS is a financial tool that has given us greater transparency and provided more helpful accountability. Our desire is to steward financial aid for our families with the greatest needs.

Our guiding principles are:

  1. Prayerful discernment in decision making
  2. Begin financial assessment with the FACTS financial tool
  3. Seek family "fit", mission/vision alignment (home/church/school)
  4. Bridge the gap of Christian education to families
  5. Align school's resources effectively for student success

female high school student

Download PDFFACTS Financial Aid Application

2025-2026 School Year

 Grades K-5Grades 6-8Grades 9-12
Cost of Education$12,064$13,994$14,718
Community Gifts($4,118)($4,805)($4,985)
Your Tuition Investment$7,946$9,189$9,733

 

Process

  • Apply in FACTS Financial Portal using your 2023 taxes and complete all questions that help determine financial need (*there is a $45 fee to apply)
  • FACTS verifies information
  • Financial Award is emailed to family

 

 

Included in Tuition

  • Busing
  • Technology
  • Athletic activities
  • Fine Art activities

 

 

Important Dates

  • February 3- March 31 Financial Aid Application open to current families
  • March 31 - Financial Aid applications from current families submitted after March 31 or without all necessary documentation by March 31 will not be considered for financial aid

 

 

Financial Aid Allowances

The financial aid process is streamlined for those who apply. Below you will find the financial variables considered in our FACTS system.

Financial aid is awarded based on need, and may cover up to 65% of tuition cost.

Allowances

Housing28%
Car$6,600 a year
Daycare$10,000 annual amount
Child Support25% of income
Health care premium$13,200
Medical (not covered)10% of income

 

Discretionary expenses not included

  • Home equity expense
  • Charitable contributions
  • College tuition
  • Elder care
  • Payment on 2nd home
  • Credit card payments
  • Students loans
  • Other loan debt

 

Other considerations

An automatic 7.5% of income is calculated for:

  • Utilities
  • Groceries
  • Clothing
  • Other expenses

 

Stewardship and Education Cost

Financial Aid Distribution

2024-25

$383,579 in aid awarded

 

Families Receiving Aid

24%

 

Better Together

The total revenue generated by these events and funds provides around $1.3M in funding for our students, including financial aid distribution. The funds raised help bridge the gap between the cost of education and tuition collected.

Events and other funding sources:

  • Annual Fund
  • Church Offerings
  • Freedom Fun Run and Freedom Days
  • New to You
  • CMCS Foundation
  • Harvest Festival
  • Legacy Dinner
Download PDFFACTS Financial Aid Application